I have ~12 bank accounts… (not including online wallets like paypal or coinbase, etc.)

3 of them are “3-12 month savings” accounts…
(If you care, “investing”, “tithing”, “savings”)

How it USED to work… was that you put money in… and every 3 (or 12) months… it adds in a tiny amount of interest.

The amount of interest added is based on how many days the money has sat there, prior to the “maturity date” that happens every 3-12 months.

If you ever needed to take money out… you just take it out… but if it’s prior to the maturity date… you get NONE of the interest you would have built up.

So it was a cool way to “earmark” funds… for example… automatically put 10% into tithing, 10% into investing, 10% into savings out of every dollar of income that comes in.

and then if you wanted to grab some to invest, but it’s prior to the 3 month maturity date… you just grab the money and DO IT!
(and as you may or may not know… many investments have a limited window of opportunity that makes the difference between making money & losing money)


I just recently (this morning) discovered… that I can NO LONGER TAKE OUT MY MONEY from these accounts as needed…

I now MUST WAIT until the maturity date.

Why is that a problem?

1 – Because it’s not the program I signed up for… and not why I opened those accounts.

2 – Because now the bank just locked up every penny I put into those accounts.
(temporary problem is lack of access to my cash… solution is to immediately stop using these accounts… and in fact I’m closing them after discovering their new rules.)

3 – THE BIGGIE: Why is the bank trying to hold onto my cash and change their rules to make it harder to get MY MONEY?
(it’s not like I’m trying to withdraw $100K or $1M… which like many have discovered… that process takes MANY days/weeks and you have to jump through many hoops.)

So now the banks are not only trying to hold onto larger amounts… they’re also finding other nooks & crannies to keep OUR CASH.

Why would they do that?

Because they’re scared… and it’s even more signs that there is a wealth transfer happening… right before our very eyes.

Here are my recommendations:

1) Learn to sharply increase your cashflow so that you can have leverage to take a bigger part of this wealth transfer.
(that’s what I’ve been helping others with for 11 years… message me to learn more… money follows mastery… and I’ll show you the quickest ways to mastery… so that you don’t have to waste as much time, money, and energy as I have over the past decade.)

2) Learn what’s going on with BitCoin and cryptocurrencies and why BIG NAME people are starting to finally talk about it.
(You want to know about it before others… because as more & more know about… more & more wealth will be transferred.)

3) If you’re sitting on big cash in banks, 401K’s, etc… you need to dive into #2 above immediately if you value your current net worth.
(I no longer know a single person worth 7-9 figures that isn’t learning all they can and taking action. Model what the wealthy do and )

PS – If you want to snatch up some BitCoin… even if it’s as little as $10 just to force yourself to start getting your feet wet… I’ll get you $10 free in BitCoin (when you make a deposit) –
(This is not a “bitcoin MLM” or anything like that… it’s one of the most popular crypto wallets… and they offer a one time $10 to anyone just getting started with them.)

PPS – I really mean this… about #1 above…

“dollar cost averaging” is purchasing stuff, every month, and holding onto it. It’s a way where you don’t have to try to watch what’s happening in the “markets”, nor try to time anything. (which is next to impossible with the volatility & wealth transfer happening.)

What I recommend is that you focus on sharply increasing your cash flow, and immediately putting 1%, 10%, 50% of your cashflow into crypto…

because I know a large number of very smart & successful people, both the extremists as well as the conservative… that are doing exactly as I’m advising you here…

There is a giant wealth transfer happening, and it’s happening right now… and while it’s just getting going… the sooner you educate yourself… the sooner you can gain from being there first.

This isn’t something going away… and governments around the world are adopting it into their monetary systems.

If you want to crank up your income & cashflow so that you can create generational wealth:

Video credit to: Duncan Elms
‘The Rise and Rise of Bitcoin’, is a feature length documentary that follows a computer programer and early adopter of Bitcoin.
I art directed, designed and animated this explainer animation for the film.
The film premiered at the Tribeca Film Festival 2014.
See the film here